Privacy Policy

This Privacy Policy describes how Coyn: Budget & Expense Tracker ("the App", "we", "us", or "our") collects, uses, and protects information when you use our mobile application available on the Apple App Store.

By using the App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

1.1 Information You Provide

The App allows you to manually enter financial data, including:

• Transaction amounts, dates, and notes
• Income and expense categories
• Wallet and account names
• Budget goals and limits

All of this data is stored locally on your device only and is never transmitted to our servers.

1.2 Automatically Collected Information

When you use the App, we may automatically collect certain technical information, including:

• Device type and operating system version
• App version and crash reports
• Anonymous usage statistics (e.g., features used, session duration)

This information is collected in aggregated, anonymized form and cannot be used to identify you personally.

1.3 Purchase Information

If you subscribe to Coyn Premium, the purchase is processed entirely through Apple's App Store. We do not collect or store your payment information. Apple's privacy policy governs all payment transactions.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the App
• Diagnose technical issues and fix bugs
• Understand how users interact with features to improve the experience
• Respond to your support inquiries

We do not use your information for advertising purposes, and we do not sell your data to third parties.

3. Data Storage and Security

Your financial data is stored exclusively on your device. We do not have access to your personal financial records, transaction history, or account balances.

We implement industry-standard security measures to protect any technical information we do collect. However, no method of transmission over the internet or electronic storage is 100% secure.

4. Third-Party Services

The App may use the following third-party services, each governed by their own privacy policies:

• Apple App Store — for app distribution and in-app purchases
• Apple Analytics — for anonymized app performance data (if you have opted in via iOS settings)

5. Children's Privacy

The App is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child under 13 has provided us with personal information, please contact us and we will promptly delete such information.

6. Your Rights and Choices

Since your financial data is stored locally on your device, you have full control over it at all times. You may:

• Delete all app data by uninstalling the App
• Reset all data from within the App settings
• Opt out of analytics through your iOS device settings (Settings → Privacy → Analytics & Improvements)

7. Data Retention

Your personal financial data is retained on your device until you choose to delete it or uninstall the App. Any anonymized technical data we collect is retained only as long as necessary to fulfill the purposes outlined in this policy.

8. International Users

The App is available globally through the Apple App Store. By using the App, you consent to the processing of any technical information in accordance with this Privacy Policy.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date at the top of this page. We encourage you to review this policy periodically.

10. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

• Email: support@budgetexpensetracker.store
• Website: budgetexpensetracker.store/support